Terms & Conditions

The following Terms of Use outline your obligations when using the bayarea45s.com website. 


The web pages available at bayarea45s.com, and all linked pages ("Site"), are owned and operated by bayarea45s.com, and is accessed by you under the Terms of Use described below ("Terms of Use"). 

Please read these terms of use carefully before using the services. By accessing this site or using any part of the site or any content or services (as each is defined below) on the site, you agree to become bound by these terms and conditions. If you do not agree to all the terms and conditions, then you may not access the site or use the content or any services in th site. bayarea45s.com's acceptance is expressly conditioned upon your assent to all of these terms and conditions, to the exclusion of all other terms; If these terms and conditions are considered an offer by bayarea45s.com, acceptance is expressly limited to these terms. 


bayarea45s.com reserve the right to modify these Terms of Use and other policies governing this website from time to time without notice. You are advised to review these Terms of Use from time to time. 


Subject to full compliance with the Terms of Use, bayarea45s.com may offer to provide certain services and content, as described more fully on the Site, ("Services"). Services shall include, but not be limited to, any service and content bayarea45s.com performs for you, as well as the offering of any materials displayed, transmitted or performed on the Site or through the Services (including, but not limited to text, user comments, messages, information, data, graphics and images, also known as the "Content"). bayarea45s.com may change, suspend or discontinue the Services including any Content for any reason, at any time, including the availability of any feature or content. bayarea45s.com may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability. You acknowledge that Provider reserves the right to charge for the Services and to change any applicable fees from time to time in its discretion. 


As a condition of use, you promise not to use the Services for any purpose that is unlawful or prohibited by these Terms of Use, or any other purpose not reasonably intended by bayarea45s.com. 

By way of example, and not as a limitation, you agree not to use the Services: 

1. to abuse, harass, threaten, impersonate or intimidate other bayarea45s.com users; 
2. to post or transmit, or cause to be posted or transmitted, any Content that is infringing, libelous, defamatory, obscene, pornographic, abusive, offensive, profane, or otherwise violates any law or right of any third party; 
3. for any illegal or unauthorized purpose. You also agree to comply with all local laws regarding online conduct and acceptable content; 
4. to post or transmit, or cause to be posted or transmitted, any communication or solicitation designed or intended to obtain password, account, or private information from any bayarea45s.com user; 
5. to create or submit unwanted email ("Spam") to any other bayarea45s.com users or any URL; 
6. to violate any laws in your jurisdiction (including but not limited to copyright laws); 
7. to submit comments linking to affiliate programs, multi-level marketing schemes, or off-topic content; 
8. with the exception of accessing RSS feeds, you will not use any robot, spider, scraper or other automated means to access the Site for any purpose without our express written permission. Additionally, you agree that you will not: (i) take any action that imposes, or may impose in our sole discretion an unreasonable or disproportionately large load on our infrastructure; (ii) interfere or attempt to interfere with the proper working of the Site or any activities conducted on the Site; or (iii) bypass any measures we may use to prevent or restrict access to the Site; 
10. to advertise to, or solicit, any user to buy or sell any products or services. It is also a violation of these rules to use any information obtained from the Services in order to contact, advertise to, solicit, or sell to any user without their prior explicit consent; 
11. attempt to impersonate another user or person; 

bayarea45s.com may remove any Content and bayarea45s.com accounts at any time for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content), or for no reason at all. To report Terms of Use abuse, please use the contact form, from the link at the bottom of the page. 

You are solely responsible for your interactions with other users of the Site. bayarea45s.com reserves the right, but has no obligation, to monitor disputes between you and other users. 


By submitting Content to bayarea45s.com, You retain ownership of all of your submissions to bayarea45s.com, however, you hereby grant bayarea45s.com a worldwide, non-exclusive, royalty-free, sublicenseable and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the submitted content, and agree that you will not object to the use of the Content by bayarea45s.com in any context. To clarify, the above does not apply to the Content on external sites linked to in Comments. 


All aspects of this web site – design, text, graphics, applications, software, underlying source code and all other aspects – are copyright bayarea45s.com.

In accessing these web pages, you agree that any downloading of content is for personal, non-commercial reference only. No part of this web site may be reproduced or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of the Website Owner. 


The Services may provide, or third parties may provide, links to other World Wide Web sites or resources. Because bayarea45s.com has no control over such sites and resources, you acknowledge and agree that bayarea45s.com is not responsible for the availability or content of such external sites or resources. 


The Website Owner makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the website, the information contained on the website, your or your company's personal information or material and information transmitted over our system. 


The Website Owner shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential), personal injury or expense of any nature whatsoever which may be suffered by you or any third party (including your company), as a result of or which may be attributable, directly or indirectly, to your access and use of the website, any information contained on the website, your or your company's personal information or material and information transmitted over our system. In particular, neither the Website Owner nor any third party or data or content provider shall be liable in any way to you or to any other person, firm or corporation whatsoever for any loss, liability, damage (whether direct or consequential), personal injury or expense of any nature whatsoever arising from any delays, inaccuracies, errors in, or omission of any share price information or the transmission thereof, or for any actions taken in reliance thereon or occasioned thereby or by reason of non-performance or interruption, or termination thereof. 


If anyone brings a claim against us related to your actions or your content on bayarea45s.com, you will indemnify and hold us harmless from and against all damages, losses, and expenses of any kind (including reasonable legal fees and costs) related to such claim. 



Privacy Policy

This privacy policy sets out how bayarea45s.com uses and protects any information that you give us when you use this website. 

bayarea45s.com is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. 

bayarea45s.com may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 04/09/2018 


We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical and electronic procedures to safeguard and secure the information we collect online. 

How we use cookies 

A cookie is a small file which asks permission to be placed on your computer's hard drive. We use cookies when you use the "Keep me logged-in on this computer" option, and for the "Welcome to bayarea45s.com " banner that appears when you first visit the site. 

bayarea45s.com also uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics sets a cookie in order to evaluate visitor’s use of the bayarea45s.com website. For more information on the cookie set by Google Analytics, including information on how to opt out please go to: http://www.google.com/intl/en/privacypolicy.html 

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.